Foreclosure Horror Stories: 4 Bizarre Foreclosure Stories That You Have To Read To Believe. Yes, They Could Happen To You!
MFI-Miami has heard and dealt with some of the craziest foreclosure horror stories. Foreclosures are typically the result of homeowners unable to pay their mortgages. But, in these four cases, homeowners are faced with foreclosure for bizarre and crazy reasons. These four cases are just a handful of stories that we have heard in 12 years in business.
HOA Foreclosure Horror Story:
Joe DiVerde owned a home in Wesley Chapel, Florida. He soon learned to own a home was more of a hassle than it was worth thanks to his HOA. Anyone living in a condo or home with an HOA in Florida knows the horror stories. Most HOAs are controlled by snowbirds from Long Island with nothing better to do than to stick their nose into your business and gossip. They also like to bitch and throw their weight around. It’s like a geriatric version of the movie, Heathers or Mean Girls.
Joe DiVerde learned this the hard way when he faced an unexpected ultimatum from HOA. They demanded he either paint your mailbox, pay a $1,000 fine, or face foreclosure. Because of an address mix-up, DiVerde never received prior concern over his mailbox. When he received notice, it was too late. The HOA began foreclosure proceedings. DiVerde found out when the process server came knocking on his door. This story belongs on this list of homeowner association horror stories.
JPMorgan Chase Alert! It’s More Than Likely JPMorgan Chase Can’t Validate Your Mortgage Debt Or Prove Standing To Foreclose On Your Old WaMu Loan!
MFI-Miami Has Issued A JPMorgan Chase Alert! JPMorgan Chase Inherited a Nightmare From WaMu
JPMorgan Chase acquired Washington Mutual’s mortgage assets in 2008. Little did they know that a decade later they would still be fighting costly foreclosure battles over them. These legal battles have become so costly for JPMorgan Chase they began selling the loans and the servicing rights at fire-sale prices.
JPMorgan Chase became so desperate to dump these mortgages, they are selling them in the middle of foreclosure litigation. I have already had this happen in five of my foreclosure cases involving old Washington Mutual loans.
The Legal Games Of JPMorgan Chase Lawyers
JPMorgan Chase lawyers have also purposely postponed trial dates just so they could sell the loan at top dollar.
Chase and their lawyers know most of these mortgages are unenforceable and are garbage. They have their lawyers file the foreclosure anyway under the assumption that homeowners and their lawyers are idiots. After all, most attorneys doing foreclosure defense are idiots. Foreclosure mill attorneys are also betting they can intimidate the judge.
Aggressively Stopping Queens Foreclosures With An Aggressive Queens Foreclosure Defense
MFI-Miami has created the most aggressive Queens foreclosure defense team for aggressively stopping Queens foreclosures! We are also the only foreclosure and mortgage experts with the strength to successfully challenge any lender in a Queens courtroom.
MFI-Miami has become a lender’s worst nightmare. Why? MFI-Miami has successfully challenged some of the most arrogant foreclosure mill lawyers and lenders in Queens.
Steve Dibert has also helped keep lenders from discriminating against Hispanics and people of African and Caribbean descent. How? By stopping Queens foreclosures. In addition, he has helped keep combat veterans in their homes.
Disgraced Foreclosure Lawyer Psycho Mark Stopa Has Tantrum Over Criticism Of His Self-Published Book
Disbarred and disgraced Florida foreclosure lawyer Mark Stopa has self-published a new book. Not only that, it appears he wants to start an astroturf “movement” around it.
The book entitled “PeoplevMoney” is nothing more than an attempt by a delusional and narcissistic Stopa to repair his self-inflicted shattered image. Yes, Mark, I read your book.
Apparently, his astroturf movement is nothing more than an extension of Stopa’s attempt to resuscitate the narcissistic image he has of himself as a midget white Jesus.
The disgraced foreclosure attorney wants to blame a corrupt judicial and political system for his downfall. Carol Asbury attempted to do the same thing before she was hauled off to the big house in 2011. Asbury and two others pleaded guilty to defrauding mortgage lenders in a multi-million dollar straw deal scam.
Foreclosure Lawyer Mark Stopa Banned For Life From Practicing Law In Florida
The Florida Supreme Court has permanently disbarred foreclosure lawyer Mark Stopa. Stopa was once among the state’s best-known foreclosure defense attorneys. The court ordered Stopa to pay $31,620 in costs related to the Florida Bar’s investigation of him for violating bar rules.
Stopa had been under indefinite suspension since last year for his “boorish’’ behavior toward judges. He also failed to tell clients about bank settlement offers and other professional misconduct. The Florida Department of Law Enforcement later raided his Tampa area office. They seized computers and records. They soon discovered he had acquired millions of dollars worth of property from some clients through a years-long pattern of fraud and deception.
Stopa, who claimed to have represented more than 7,000 homeowners facing foreclosure, sold his law practice, which subsequently declared bankruptcy. The Tampa Bay Times stated they could not reach Stopa for comment Monday.
Are Westchester County Bankruptcy Lawyers Lying To You About Foreclosures? Bankruptcy Does NOT Stop A Foreclosure!
Let’s be honest. Westchester County Bankruptcy Lawyers are business owners. They want your money. They will sing and dance the Jitterbug on their desk to convince you to give them your hard-earned cash. Matter of fact, there is little they won’t do for your money.
Your bankruptcy lawyer is lying to you if they claim they can stop foreclosure with bankruptcy. This is not entirely true. A bankruptcy can only delay the foreclosure. This is because all a bankruptcy can do is extinguish the promissory note. It does not extinguish the mortgage which is the actual lien on your house.
You could find yourself hiring a foreclosure attorney after wasting thousands of dollars on Westchester County Bankruptcy Lawyers. You could also find yourself with both a foreclosure and a bankruptcy on your credit report.
Most Westchester County Bankruptcy Lawyers also won’t explain to you that a bankruptcy stains your credit report for ten years.
A foreclosure only stays on your credit report for 7 years. You can also qualify for a new mortgage within 2-3 years after a foreclosure. As a result, negotiating a loan modification with a foreclosure attorney or walking away is a better strategy.
Queens Foreclosure Settlement Conferences Can Save Your Home
New York law requires mediation to assist borrowers to avoid foreclosure. Queens Foreclosure Settlement Conferences allow borrowers a face-to-face meeting with their lender. Homeowners can also benefit even if they can’t afford to keep their homes.
What Are Queens Foreclosure Settlement Conferences?
Typical Queens foreclosure settlement conferences are a meeting between you and your lender. Additionally, the settlement conference provides an opportunity to work out a deal with your lender.
You and your lender try to negotiate a way for you to keep the home. You may also be able to negotiate a Cash-For-Keys deal or a Deed-In-Lieu of foreclosure. These two options are especially relevant if you have to give up the property.
Potential outcomes of a settlement conference include: