Foreclosure Defense Myths That People Still Want To Believe

Foreclosure Defense Myths That People Want To Keep Believing Thanks To Pretender Savior Neil Garfield 

foreclosure defense myths

I am constantly debunking a plethora of foreclosure defense myths from potential clients. Finance bloggers like myself have written over the past decade that these bizarre and inaccurate claims don’t work. Yet, they seem to persist thanks to pretender savior Neil Garfield and his Living Lies website.

Garfield likes to make distressed homeowners think they can play Ben Matlock and walk away with a debt-free house. Garfield Groupies have mostly delusional entitled suburbanites who think they are entitled to a free house. They are trying to figure out an angle to make it happen. Then blame their lender or “Corrupt judges when it doesn’t happen.

Your chances of scoring a free house are 1:150 if you are following the gobbledegook from Neil Garfield’s Living Lies website. Garfield has no experience in mortgage lending nor is he a “Wall Street Insider” like he claims. Finance journalists on Wall Street hadn’t heard of him until he began peddling miracles with his version of Brother Love’s Traveling Salvation Show. 

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JPMorgan Chase Alert! Can JPM-Chase Validate Your Mortgage?

JPMorgan Chase Alert! It’s More Than Likely JPMorgan Chase Can’t Validate Your Mortgage Debt Or Prove Standing To Foreclose On Your Old WaMu Loan!

JPMorgan Chase Alert
Bank executives from JPMorgan Chase pray you don’t know about their WaMu dirty secrets.

MFI-Miami Has Issued A JPMorgan Chase Alert! JPMorgan Chase Inherited a Nightmare From WaMu

JPMorgan Chase acquired Washington Mutual’s mortgage assets in 2008. Little did they know that a decade later they would still be fighting costly foreclosure battles over them. These legal battles have become so costly for JPMorgan Chase they began selling the loans and the servicing rights at fire-sale prices.

JPMorgan Chase became so desperate to dump these mortgages, they are selling them in the middle of foreclosure litigation. I have already had this happen in five of my foreclosure cases involving old Washington Mutual loans.

The Legal Games Of JPMorgan Chase Lawyers

JPMorgan Chase lawyers have also purposely postponed trial dates just so they could sell the loan at top dollar.

Chase and their lawyers know most of these mortgages are unenforceable and are garbage. They have their lawyers file the foreclosure anyway under the assumption that homeowners and their lawyers are idiots. After all, most attorneys doing foreclosure defense are idiots. Foreclosure mill attorneys are also betting they can intimidate the judge.

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Aggressively Stopping Queens Foreclosures! Call 917.426.5958

Aggressively Stopping Queens Foreclosures With An Aggressive Queens Foreclosure Defense 

Stopping Queens Foreclosures

MFI-Miami has created the most aggressive Queens foreclosure defense team for aggressively stopping Queens foreclosures! We are also the only foreclosure and mortgage experts with the strength to successfully challenge any lender in a Queens courtroom.

Our competitors show off one or two victories. Yet, they can’t beat our track record. How do we know this? Because we have the track record in Queens to prove it

MFI-Miami has become a lender’s worst nightmare. Why? MFI-Miami has successfully challenged some of the most arrogant foreclosure mill lawyers and lenders in Queens.

Steve Dibert has also helped keep lenders from discriminating against Hispanics and people of African and Caribbean descent. How? By stopping Queens foreclosures. In addition, he has helped keep combat veterans in their homes. 

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Disgraced Foreclosure Lawyer Mark Stopa Has Twitter Tantrum

Disgraced Foreclosure Lawyer Psycho Mark Stopa Has Tantrum Over Criticism Of His Self-Published Book 

disbarred foreclosure lawyer

Disbarred and disgraced Florida foreclosure lawyer Mark Stopa has self-published a new book. Not only that, it appears he wants to start an astroturf “movement” around it. 

The book entitled “PeoplevMoney” is nothing more than an attempt by a delusional and narcissistic Stopa to repair his self-inflicted shattered image. Yes, Mark, I read your book. 

Apparently, his astroturf movement is nothing more than an extension of Stopa’s attempt to resuscitate the narcissistic image he has of himself as a midget white Jesus.

The disgraced foreclosure attorney wants to blame a corrupt judicial and political system for his downfall. Carol Asbury attempted to do the same thing before she was hauled off to the big house in 2011. Asbury and two others pleaded guilty to defrauding mortgage lenders in a multi-million dollar straw deal scam. 

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Loss Mitigation Services Accused Of Fraud By Feds

Federal Prosecutors Accuse Loss Mitigation Services Of Defrauding HUD, Fannie Mae, and Freddie Mac

loss mitigation services

The owners and co-founders of Loss Mitigation Services are accused of defrauding Fannie Mae, Freddie Mac, and HUD. Federal prosecutors allege the Massachusetts based short sale company defrauded government agencies on nearly 100 short sale transactions. 

Loss Mitigation Services negotiates with lenders and mortgage guarantors approval of short sales in lieu of foreclosure.

A short sale occurs when the mortgage debt on the home is greater than the sale price. As a result, the lender or mortgage owner agrees to take a loss on the transaction.

Prosecutors allege company founders Gabriel Tavarez and Jaime Mulvihill collected fees for acting on behalf of underwater homeowners.

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Residential Foreclosure Rates Drop 20 Percent In 3rd Quarter Across USA

Attom Data Solutions Says Residential Foreclosure Rates Dropped 20% On Average. 

residential foreclosure rates

A new report from Attom Data Solutions indicates residential home foreclosure rates dropped 20% in the third quarter. The report shows the New York metro area, South Florida and Los Angeles all showed double-digit declines.

Attom says 143,105 properties had foreclosure filings from July through September of this year. This is down from nearly 172,000 over the same period last year. The numbers include default notices, scheduled auctions or bank repossessions. The reports also indicate foreclosure rates are at the lowest level since the second quarter of 2005.

Foreclosure reports from month to month can be volatile. However, the data could indicate the market is not at the level of distress it was prior to the last recession. It could also mean that despite numerous indicators showing a slowdown in the housing market, borrowers have yet to default on their payments.

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Foreclosure Lawyer Mark Stopa Permanently Disbarred

Foreclosure Lawyer Mark Stopa Banned For Life From Practicing Law In Florida

foreclosure lawyer mark stopa
Foreclosure lawyer Mark Stopa Has Been Kicked Out Of The Florida Bar

The Florida Supreme Court has permanently disbarred foreclosure lawyer Mark Stopa. Stopa was once among the state’s best-known foreclosure defense attorneys. The court ordered Stopa to pay $31,620 in costs related to the Florida Bar’s investigation of him for violating bar rules.

Stopa had been under indefinite suspension since last year for his “boorish’’ behavior toward judges. He also failed to tell clients about bank settlement offers and other professional misconduct. The Florida Department of Law Enforcement later raided his Tampa area office. They seized computers and records. They soon discovered he had acquired millions of dollars worth of property from some clients through a years-long pattern of fraud and deception.

Stopa, who claimed to have represented more than 7,000 homeowners facing foreclosure, sold his law practice, which subsequently declared bankruptcy. The Tampa Bay Times stated they could not reach Stopa for comment Monday.

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